Spendify 2.0
Observe your spending, detect hidden subscriptions, forecast payments, and optimize your funds — mechanically.
Spendify 2.0 is the subsequent evolution in private and small-business cash administration. Utilizing superior AI and automatic information processing, Spendify turns messy financial institution statements into clear, actionable insights so you may cease asking “The place did my cash go?” and begin making smarter monetary selections.
Key advantages at a look
- Perceive the place your cash goes
- Detect recurring subscriptions immediately
- Predict future spending and payments
- Spot worth will increase and anomalies
- Discover low-value or forgotten subscriptions
- Construct clever, customized budgets
- Merge a number of financial institution statements throughout months, banks, and currencies
- Optimize funds with zero guide effort
Why Spendify exists
Conventional budgeting instruments present numbers. Spendify exhibits insights, forecasts, dangers, and financial savings alternatives — powered by AI.
- Cease manually monitoring bills.
- Cease guessing when subscriptions renew.
- Cease overpaying with out understanding why.
Privateness-first cash readability: no financial institution linking required — add statements and your information stays yours whereas Spendify does the heavy lifting.
Good for people and companies: college students, freelancers, solopreneurs, and small enterprise homeowners who need smarter monetary management.
What makes Spendify totally different
- Not simply monitoring — intelligence: Spendify explains transactions and recommends actions.
- Not simply categorization — detection: mechanically finds subscriptions and hidden recurring costs.
- Not simply experiences — forecasting: 12-month predictive analytics powered by AI.
- Not simply budgeting — good budgeting: personalized budgets based mostly in your precise spending.
- Common: works with any financial institution and helps multi-bank, multi-currency information with out requiring account linking.
osnovne mogućnosti
AI Full Parse (Superior Assertion Intelligence)
AI Full Parse converts uncooked financial institution statements into structured, actionable monetary information. It analyzes statements line-by-line to extract, categorize, and interpret every transaction mechanically.
What AI Full Parse does:
- Parses each transaction
- Detects distributors, classes, and spending patterns
- Identifies recurring costs and subscriptions
- Normalizes inconsistent assertion codecs
- Handles multi-bank, multi-currency information
- Builds a clear, structured dataset usable throughout Spendify options
Information extracted:
- Transaction date
- Service provider title
- Quantity (credit score/debit)
- Class
- Recurrence indicators
- Subscription confidence rating
- Month-to-month & yearly totals
Superior intelligence:
- Hidden recurring cost detection
- Irregular subscription identification
- Worth improve detection
- Lengthy-term spend sample evaluation
- Anomaly detection
- Month-to-month and yearly forecasts
Supported codecs:
- PDF financial institution statements
- CSV exports
- Multi-month uploads
- Multi-bank statements
Why it issues: financial institution statements are messy and inconsistent. Guide assessment is gradual and error-prone. AI Full Parse converts chaos into readability and is the muse for Subscription Supervisor, AI Insights, budgeting, and forecasting.
Subscription Supervisor 2.0
Probably the most highly effective subscription detection engine we have constructed. Robotically detects:
- Month-to-month & yearly recurring funds
- Hidden small costs and micro-subscriptions
- Subsequent billing dates and forecasted yearly value
- Worth will increase and cancellation problem
- Vendor classes and spending traits (rising, secure, reducing)
AI Price range Builder
Dodaj izjave i Spendify odmah gradi prilagođeni, dobar raspon cijena:
- Nastava definirana umjetnom inteligencijom prilagođena vašoj potrošnji
- Povoljna izdvajanja u rasponu cijena
- Prekomjerna upozorenja
- mjesečne i godišnje projekcije
Predviđanje i uvid (AI Insights 2.0)
- Predvidite buduće račune i tok novca
- Pojasnite obrasce i osobine potrošnje
- Of reflektor opasnosti, spremanje alternativa i anomalije
Zakon o umjetnoj inteligenciji (odmah do zakona)
Odmah izradite vješte fakture - nisu potrebni predlošci ili formatiranje vodiča. Generirajte potpune fakture spremne za slanje iz kratkih neposrednih, odabranih transakcija ili učitanih informacija o tvrdnjama.
način na koji radi:
- Unesite kratku trenutnu (npr. "Račun za pružatelje internetskog dizajna, 500 USD, dospijeva za 7 dana")
- ili odaberite Transakcije iz tvrdnje financijske institucije
- AI generira strukturirani račun spreman za slanje
spajanje na više akcija
Dodajte nekoliko mjeseci izjava i potrošit će:
- Inteligentno spajajte izjave u bankama i kodecima
- Otkriti nove i otkazane pretplate
- uspostaviti dugoročnu vrijednost će se povećati
- Izradite monetarnu vremensku liniju koja prikazuje uzorke i osobine
Kako se ove opcije zajedno podudaraju
| umješa | predmetni podstav |
|---|---|
| AI puni raščlanjivanje | Pretvara izjave u strukturirane monetarne informacije |
| AI račun | Pretvara novčane informacije u kvalificirane fakture |
| Subscription Supervisor 2.0 | Otkriva i upravlja računima koji se ponavljaju |
| AI Insights 2.0 | Objašnjava obrasce potrošnje i progno |
| graditelj cijena | Planovi troše inteligentno |
| predviđanje | Predviđa buduće račune i tok novca |
Zajedno, oni ljubaju cijeli sustav monetarne automatizacije.
Tko je trošiti za
- Slobodnjaci i samostalni poduzetnici — upravljaju brojnim tokovima zarade, upravljaju računima, pojednostavljuju poreznu pripremu
- Studenti i udaljeno osoblje — Pratite stroge proračune i izgradite navike financijske štednje
- Vlasnici kuća u malim poduzećima — Steknite novčanu čitljivost bez kompliciranog računovodstvenog softverskog programa
- Ljudi koji su svjesni privatnosti — dobiti djelotvorne uvide bez povezivanja računa financijskih institucija
Koristite instance
- Priprema za porez na slobodnjake: Dodajte godišnje izvještaje u račune koji se odbijaju od poreza koji se odbijaju od poreza
- Praćenje toka novca za pokretanje: vizualizirajte priljeve/odljeve i upravljajte uzletno-sletnom stazom
- Administracija pretplate: Otkrijte skrivene ponavljajuće troškove (SaaS, članstva, probe)
- Proračun za kućanstvo: Dodajte zajedničke izvode računa za pametnije planiranje obitelji
Način na koji to radi — brzo početi
- Dodajte PDF ili CSV izvještaje o financijskim institucijama (pojedinačni ili nekoliko mjeseci)
- AI Full Parse izvlači i normalizira transakcije
- Spendify automatski otkriva pretplate, gradi proračune i stvara prognoze
- Procijenite uvide, generirajte fakture ako želite i postupajte prema alternativama financijske štednje s velikim utjecajem
Spendify 2.0 pretvara zbunjenost u samopouzdanje - otkrijte skrivena curenja, smanjite besmislene račune i brzo napravite veći novčani odabir.
Još nema recenzija.